Communications Policy

Last updated May 19, 2026

By submitting a form on josh.mortgage, you agree that Josh Kostelyk and/or C2 Financial Corporation may contact you about your mortgage inquiry, Loan Estimate review, rate watch request, realtor partnership request, or related mortgage topic.

How You May Be Contacted

Follow-up may happen by phone, text message, email, voicemail, or other contact method you provide. Message and data rates may apply. Consent to receive marketing communications is not required as a condition of obtaining mortgage services.

Mortgage And Application Communications

Some communications may be transactional or service-related, including responses to your inquiry, application follow-up, document requests, appointment coordination, rate watch updates you requested, or information needed to evaluate a mortgage scenario.

Opting Out

You can opt out of marketing texts by replying STOP when available. You can also request to stop marketing calls, texts, or emails by contacting [email protected] or (206) 755-3050. Opting out of marketing communications does not prevent necessary transactional or application-related communications.

No Loan Approval By Communication

Website responses, emails, calls, texts, payment estimates, and Loan Estimate reviews are not loan approvals or commitments to lend. All loans are subject to application, credit approval, underwriting approval, property eligibility, market conditions, program guidelines, and final investor approval. Rates and terms may change without notice.

Contact

Josh Kostelyk | NMLS 101918
C2 Financial Corporation | NMLS 135622
[email protected]
(206) 755-3050