Terms of Use

Last updated May 19, 2026

josh.mortgage provides educational mortgage information, digital tools, and ways to request follow-up from Josh Kostelyk, Mortgage Loan Originator with C2 Financial Corporation.

Educational Information Only

Website content, calculators, examples, Loan Estimate reviews, emails, calls, texts, and other communications are for informational and educational purposes only. They are not a loan estimate, quote, pre-approval, approval, or commitment to lend.

Calculator And Scenario Results

Calculator results are estimates for educational purposes only and are not a loan estimate, quote, pre-approval, approval, or commitment to lend. Actual payment, rate, APR, taxes, insurance, mortgage insurance, HOA dues, closing costs, and cash to close may vary.

Loan Terms

All loans are subject to application, credit approval, underwriting approval, property eligibility, market conditions, program guidelines, and final investor approval. Rates, terms, programs, and availability may change without notice.

Communications

By submitting a form, you agree that Josh Kostelyk and C2 Financial Corporation may contact you by phone, email, or text regarding your inquiry. Message and data rates may apply. Consent is not a condition of obtaining a loan. You may opt out at any time.

Third-Party Services

This website may link to third-party services, including a secure C2/ARIVE application portal and service providers used for analytics, hosting, forms, lead management, communication, or mortgage technology services.

Contact

Josh Kostelyk | NMLS 101918
C2 Financial Corporation | NMLS 135622
[email protected]
(206) 755-3050