Seattle Affordability Calculator

Estimate your buying power before the full application.

Use this as an early planning tool for Seattle and Puget Sound buyers. Results are estimates only and are meant to start a clearer mortgage strategy conversation.

Property

Scenario details

Home price Down payment Estimated interest rate Loan term Annual property taxes Annual homeowners insurance Monthly HOA dues Monthly mortgage insurance estimate

Buyer

Planning context

Credit range Annual income Monthly debts Buying timeline Desired city/neighborhood

Follow-up

Where should I send the next step?

First name Last name Email Phone

Anything I should know?

Estimated monthly payment $5,313

Includes estimated principal, interest, taxes, insurance, HOA dues, and mortgage insurance.

Estimated DTI 39.8%

Estimated cash needed $168,750

Estimated affordability range $689,000 - $809,000

Suggested next step

Schedule a strategy call to pressure-test this payment range.

Estimated results only. This is not a pre-approval, approval, loan estimate, quote, or commitment to lend, and it does not determine financing eligibility.

Calculator results are estimates for educational purposes only and are not a loan estimate, quote, pre-approval, approval, or commitment to lend. Actual payment, rate, APR, taxes, insurance, mortgage insurance, HOA dues, closing costs, cash to close, and eligibility may vary. All loans are subject to application, credit approval, underwriting approval, property eligibility, market conditions, program guidelines, and final investor approval.